Affordable Credit Restoration, Tax and Legal Services

SUPPORT FOR INDIVIDUALS AND SMALL BUSINESSES

Credit Restoration

Clean up credit histories and provide access to financial tools on a path to financial wellness.

Tax Assistance

Preparation of federal and state tax returns for individuals and small businesses.

Legal Help

Support with documents for litigation, estate planning, divorce, family law, and immigration.

Reliable Advice

Honest and creditable advice to our clients on credit, tax, and legal matters.

ABOUT US

Helping Clients Work Toward Financial Wellness

CreditnLaw is a credit restoration, tax, and legal services firm dedicated to helping consumers achieve financial wellness. Our founders began working for a company that helped customers obtain loans to purchase houses and cars. 

Too often, applicants were denied those loans due to their credit histories. In many cases, they could have been helped by simply having negative items removed from the report.

Our goal is to help customers achieve their dreams of home ownership, purchasing a car, or being granted lines of credit or loans that they need to move forward. 

We want to see everyone be successful and achieve financial wellness. While we can’t promise a positive outcome every time, we do our best to provide competent, principled guidance and service.

Services

Late Payments Removals



Late payments

Late payments are recorded in 30,60,90 and 180 periods. Late payments on your revolving or installment account negatively impact your credit score.

Collections Removals



Charge-offs

After 180 days of non-payment of a revolving account, the creditor can request credit from the government designating the debt as uncollectable.

Default judgements


Default Judgments

Have you fallen victim to a creditor garnishing your bank account because you did not respond to a collections letter? Call our office so we can recover your money.

Income Tax Service


Income Tax Service

We prepare and electronically file Federal and State Tax returns.

Legal Documents


Legal Documents

Do you need help to plan your estate? Do you need to file a complaint? We can handle your legal needs.

Bankruptcy


Bankruptcy

Do you need help removing a bankruptcy from your credit report? Schedule a call so we can discuss your options.

OUR CREDIT RESTORE PROGRAMS PUT YOU ON TRACK FOR SUCCESS

It might surprise you to learn that only about one-third of Americans check their credit reports annually. Checking your report is something to put on your to-do list. There may be a negative item showing on your credit report that is impacting outcomes when you apply for loans.<br>

With our credit restore program, we will:

  • Review your credit report for negative items
  • Manage the removal of negative items with each bureau
  • Provide you access to an online portal app
  • Provide financial tools to analyze your debt, track credit score trajectory and apply for loans

Positive impacts on your credit score can be realized within three to six months of work but may take up to a year or longer.

IRS-CERTIFIED Tax preparation

Tax Assistance

Need assistance with your federal or state tax returns? We can support individuals and small businesses nationwide with their tax returns, as our team is knowledgeable in areas of tax law. 

We will stay in close communication with you and promise to provide you with excellent customer service.

  • Federal and state income tax returns for individual and small businesses nationwide.
  • IRS 1040, 1040A, 1040-EZ forms.
  • W2, W9, 1099-misc
  • Schedule A, D

Legal document preparation

Legal document preparation on a range of legal issues from litigation to estate planning, divorce, family law, and immigration.

Legal Help

Our team can support you with legal document preparation and will supply detailed instructions on a range of legal issues from litigation to estate planning, divorce, family law, and immigration.
    • Litigation:  We assist with litigation in all state and federal courts across the country.  From commencement to appeal, including preparing pleadings, discovery demands and responses, motions, pre-trial and trial documents, and appeals, in all matters that a consumer may encounter.

    • Estate Planning:  We prepare wills, powers of attorney, health care proxies, living wills, etc.  The entire suite of products.

    • Divorce and family law: We prepare documents for the entire range of family law matters:  divorce and annulments, child support and visitation proceedings, orders of protection, etc.

    For litigation, consider our team for cases of collections, foreclosures, repossessions, and Chapter 7 and Chapter 13 bankruptcy.